Independent Insurance Advisory

Protection for what you’ve built. Peace of mind for what comes next.

An independent advisor shops 20+ A-rated carriers on your behalf — at no cost to you — to find the right life insurance for your family, your home, and your legacy.

What You Get

A personal advisor, shopping every carrier for you.

  • Licensed, independent, commission-neutral
  • Access to 20+ A-rated national carriers
  • Term, Whole Life, IUL, Final Expense & more
  • Policy reviews for existing coverage
  • No fees. No pressure. No obligation.
20+
A-Rated
Carriers
9
States
Licensed
100%
No-Cost
Advisory
6
Product
Categories
Coverage

The right policy is the one built around your life.

Every family is different. So is every portfolio, every home, every health history. We advise across every major life insurance category and structure the coverage to fit you — not the other way around.

Term Life Insurance

Affordable, fixed-premium coverage for 10, 20, or 30 years. The most common choice for families with young children, mortgages, or income to replace.

Affordable · Temporary · Income Replacement

Whole Life Insurance

Permanent coverage that builds guaranteed cash value you can borrow against. A stable, predictable foundation for long-term legacy planning.

Permanent · Cash Value · Legacy

Indexed Universal Life

Permanent coverage with cash value linked to market index performance — with downside protection. Tax-advantaged growth for high earners.

Tax-Advantaged · Growth · Flexibility

Mortgage Protection

Coverage sized to pay off your home if something happens to you. Your family keeps the house, free and clear, during the most difficult moment of their lives.

Homeowner · Family-First · Simplified Issue

Final Expense

Simplified-issue coverage designed to pay for funeral, burial, and final medical costs. No medical exam. Peace of mind for you and your loved ones.

Simplified Issue · No Exam · Guaranteed

Annuities & Advanced Strategies

Fixed and indexed annuities, legacy planning, and advanced retirement income strategies — supported by our network of specialist partners where appropriate.

Retirement · Legacy · Specialist Network
How It Works

Four steps. No pressure. No obligation.

Most people put off life insurance because the process feels opaque, slow, and sales-driven. We run it the opposite way.

STEP 01

Quick Consultation

A short call to understand your family, your assets, and what you actually need protected. No forms, no commitment.

STEP 02

Shop the Market

We compare quotes from 20+ A-rated carriers against your health history and budget — so you see real options, not a sales pitch.

STEP 03

Review & Apply

We walk you through the best-fit policies, answer every question, and help you submit the application directly to the carrier.

STEP 04

Policy in Hand

Once approved by the carrier, your policy is active. We stay in touch annually to make sure it still fits as your life changes.

About the Advisor

An advisor who works for you, not the carrier.

I started Trust Life Solutions because most people have the wrong coverage, bought from the wrong person, for the wrong reasons. They were sold a policy. They weren't advised on a plan.

As a fully independent licensed insurance advisor, I represent you — not a single insurance company. I shop the entire market, compare honestly, and recommend the policy that actually fits your life. If that policy comes from Mutual of Omaha, great. If it comes from Foresters, or Americo, or any other A-rated carrier, equally great.

There's no fee. My compensation comes from the carrier, only if you choose to move forward — and it's the same regardless of which company you pick. That alignment is the whole point.

Chris Ihler
Licensed Insurance Advisor · NPN 21599086
Access to a Network of A-Rated Carriers
Mutual of Omaha Foresters Americo Transamerica F&G Banner Life SBLI American Amicable + more
Why Trust Life Solutions

Independence is the product. Everything else is a tool.

Independence

We're not captive to a single carrier. We represent you and shop the market — Mutual of Omaha, Foresters, Americo, Transamerica, and 20+ others — to find the right policy at the right price.

No-Cost Advisory

You pay nothing for our advisory, quoting, or policy application work. Ever. Our compensation comes from the carrier after you've chosen the policy that fits — and it's comparable across carriers, so there's no incentive to steer you.

No Pressure, Ever

This isn't a high-pressure sales operation. Consultations are short. Quotes are free. If the timing isn't right, or the math doesn't work, we'll say so and part as friends.

Get Started

Free quote. Fifteen minutes. Zero obligation.

Tell us a bit about your situation and we'll shop the market for you. You'll hear back within one business day with real options from real carriers.

  • Same-day response on weekdays
  • Quotes from 20+ A-rated carriers
  • No fees, ever. No obligation to buy.
  • Your information stays private.
Get a Free Quote
We’ll reach out within one business day.